Nanaimo mortgages, home loans, mortgage lenders, brokers, equity loans.

Click here for the best Rates Guaranteed!

When you choose the mortgage consultant services of Joe Tomkins you are not only getting the best rate on Vancouver Island, you are getting the best mortgage today for tomorrow. What does this mean?

This means that I will analyze your entire financial portfolio with you to ensure that the mortgage you have chosen is the right fit.

A mortgage is more than just the lowest rate. It is the single largest purchase most of us will ever make and it deserves to be well planned.

Together we will look at:

1)    Affordability – We will look at the total monthly payments that you have coming out of your pocket and ensure that this fits for you.

2)    Payment structure – What is the best payment structure, monthly, semi-monthly, weekly, bi-weekly? There are many options to consider, some with considerable savings.

3)    Amortization – Both Canadian lender insurers have increased their amortization periods to 35 years. This could get you into your first home easier or help ease the burden of high monthly payments. With the added cost of extending amortization it is very important to consider.

4)    Fixed or Variable rates – We will discuss what they are, how they work, pre-payment penalties, pre-payment privileges and what it will take to pay it off quicker.

With access to well over 100 lenders there are many options for every mortgage. So if you are a first time home owner, a mortgage pro or do not even think you can qualify it is important for you to contact me.

I will ensure that your mortgage needs are well looked after while getting you the best rate possible, guaranteed!

If you're looking for a pre-approved mortgage to buy a home in Nanaimo, or if your mortgage is up for renewal, contact us for the best mortgage rates on Vancouver Island.

For up to the minute rates and local specials, please call Joe Tomkins 

For up to the minute rates, local specials from regional lenders, and specials on quick closings, please contact Joe.